Here's how it works:

- As soon as you complete your order, the full amount will be charged on your Credit Card.

- Within 3-7 days, your bank will convert this into instalments.

- Once converted, the first instalment will be retained by the bank and the remaining amount will be released to your credit limit. For example, imagine you have a credit limit of SAR 10,000. If you opt for a 3-month instalment period with each instalment being SAR 2,500, your bank will block SAR 2,500 of your credit limit. Your available credit limit after the purchase will only be SAR 7,500. Your credit limit will be released as and when you pay your instalments.